The MiCA (Markets in Crypto-Assets Regulation) in the European Union creates a single legal framework for regulating crypto assets and related services. It aims to increase market transparency, protect investors, and create a stable regulatory environment for crypto service providers (CASP).
Along with MiCA, anti-money laundering and counter-terrorist financing (AML/CTF) requirements are also being strengthened. The new standards require market participants not only to adapt technically, but also to have a deep understanding of regulatory processes.
MiCA and AML: new challenges for the crypto industry
MiCA requires all CASPs to register and comply with strict compliance and AML requirements. Key responsibilities include:
- conducting customer identification and verification (KYC/CDD);
- organizing transaction monitoring and identifying suspicious transactions;
- ensuring transfer traceability in accordance with the Travel Rule;
- preparedness for audits and supervisory reviews by EU regulators.
These measures make AML compliance not just a mandatory element, but a strategic direction for all participants in the crypto market.
It is important for AML and compliance specialists not only to know international standards, but also to understand the specifics of crypto assets — tokens, stablecoins, NFTs, unhosted wallets, and cross-border transactions. They also need to be proficient in blockchain analysis tools and asset origin assessment methods, which allow them to identify risks in a timely manner and minimize violations.
Where to study AML with a focus on MiCA
More and more educational programs are emerging that combine AML and MiCA topics, helping professionals adapt to the new requirements.
Among the most relevant areas are:
- the “Crypto AML Compliance: MiCA & EU Transfer of Funds Regulation” course from Centre8 Education — a practical program covering European regulatory standards;
- the “Regulatory Updates on AML & MiCA in 2025” program from IFORPE Training — an overview of the latest changes in EU legislation;
- specialized modules from the ACAMS Crypto Compliance Series, focusing on AML practices in the crypto sector.
However, special attention should be paid to certification courses, which provide not only knowledge but also official professional status.
CAPS from the AML Certification Centre — the flagship program for CASP
One of the most authoritative courses is CAPS (Certified Anti-Money Laundering Principal Specialist) from the AML Certification Centre. This program is designed specifically for European CASPs and focuses on a deep understanding of the intersection of MiCA and AML.
Key benefits of the CAPS course:
- Comprehensive program: covers MiCA, AMLD6, FATF standards for crypto assets, the Travel Rule, blockchain technology, and risk management in the crypto industry.
- Practical focus: participants study real-life cases of CASP interaction with EU regulators, as well as the principles of building effective AML processes.
- Flexible format: 5–6 weeks of online training, accessible at any time.
- Requirements: 4+ years of compliance experience and English language proficiency at B2 level or higher.
- Outcome: An internationally recognized certificate that opens up opportunities for leadership positions in AML and compliance.
CAPS is not just training, but a professional platform for developing expertise in crypto regulation and AML at the EU level.
Why it is important to start learning now
MiCA has already begun its phased implementation, and European regulators are tightening their control over the crypto industry. Companies that fail to implement effective AML mechanisms risk facing sanctions, license restrictions, and loss of investor confidence.
Training in AML + MiCA is not just a professional development opportunity, but a necessary condition for business competitiveness and sustainability.
Conclusion
The MiCA regulation is shaping a new architecture for the crypto market in Europe, making AML competencies an integral part of professional success.
Programs such as CAPS from the AML Certification Centre provide professionals with practical knowledge, international recognition, and real tools to work in accordance with new regulatory standards.
In an era when the crypto economy is becoming part of the traditional financial system, it is professionals with AML for MiCA competencies who will set the standards for the industry.