What is Zyfai (ZFI)?

Quick Facts

  • Native token: ZFI powers the ZyFAI and Zyfi Paymaster products
  • Blockchain: Originally launched on zkSync Era; expanded to Base in 2025
  • Core product: Agentic yield layer using self-custodial AI agents
  • Gasless UX: Zyfi Paymaster enables users to pay gas with any token
  • Staking: ZFI can be staked as stZFI for governance and yield
  • Tokenomics: 58% of token supply allocated to the community
  • TGE: Token Generation Event completed in late 2024

Introduction

Zyfai (ZFI) is the native token of the ZyFAI ecosystem — a DeFi platform that combines AI-driven yield agents with gasless transaction infrastructure. The project aims to make on-chain capital management as simple and automated as possible, removing friction for both everyday users and institutions.

History & Background

The team first built Zyfi, a Paymaster-as-a-Service infrastructure on ZKsync that powered over 3 million gasless transactions across 36+ decentralized applications. After establishing itself as a leader in gas abstraction, the team turned its attention to a bigger challenge: helping users earn the best risk-adjusted yield on-chain. This evolution led to the rebrand and expansion into ZyfAI — an agentic yield layer for DeFi.

How Zyfai Works

At its core, ZyfAI deploys self-custodial yield agents that autonomously manage user capital. These agents monitor risk around the clock, rebalance allocations, and route capital into the best available DeFi opportunities — all without requiring users to give up custody of their assets.

The Zyfi Paymaster component lets users pay transaction fees with any token they hold, using an off-chain price feed that natively supports all tokens traded on zkSync. The entire API is designed as an Intent Solver, executing users' desired outcomes with minimal manual steps.

Tokenomics

ZFI is the utility and governance token powering both ZyFAI and the Zyfi Paymaster. Token holders can either hold ZFI or stake it as stZFI to unlock deeper platform benefits. Stakers receive a share of governance rights and may earn yield from protocol performance fees. The DAO treasury conducts monthly ZFI buybacks using yield generated on-chain, with a portion of buybacks burned and the remainder redistributed to stakers. The community-first allocation model directs the majority of tokens to the community, with team and investor allocations subject to extended vesting periods.

Circulating Supply ? 185.94 million ZFI
Total supply ? 500.00 million ZFI
Max supply ? 500.00 million ZFI
Fixed supply (updated manually)

Ecosystem & Use Cases

ZFI integrates across two main products:

  • ZyFAI: Access to automated yield strategies, exclusive 'Degen' strategies for VIP stakers, and airdrop eligibility gated to stakers.
  • Zyfi Paymaster: Gasless transaction sponsorship for DApps, giving developers full control over fee models without smart contract changes.

ZFI is deployed on both zkSync Era and Base, with bridging supported between the two chains.

Team, Governance & Community

Zyfai operates through a DAO governance model, where staked ZFI holders vote on key protocol decisions such as fee activation, reward allocation, and strategy approvals. The team has attracted investment from several venture capital firms and angel investors. The community is active across Discord and Telegram, reflecting the project's community-first philosophy.

Advantages

  • Self-custodial AI agents — users never give up control of their funds
  • Gasless UX — pay transaction fees with any token, lowering barriers to entry
  • 24/7 risk monitoring — agents rebalance automatically in response to changing conditions
  • Dual-chain presence — available on zkSync Era and Base for broader access
  • Community-aligned tokenomics — majority of supply directed to community

Risks & Challenges

  • Smart contract risk — automated strategies and agent architecture introduce potential vulnerabilities
  • AI model risk — yield agents may make suboptimal decisions during extreme market conditions
  • Adoption dependency — success depends on continued growth of the zkSync and Base ecosystems
  • Governance centralization risk — early-stage DAOs can be influenced by a small number of large stakers

Long-Term Vision

Zyfai aims to become the go-to agentic yield layer for DeFi, serving individual users, wallets, fintechs, and institutional wealth managers alike. By continuously expanding to new chains, supporting more complex yield strategies, and refining its AI-driven risk engine, the project seeks to make on-chain yield as accessible and transparent as traditional finance — without sacrificing decentralization or user custody.

Frequently Asked Questions

Zyfai is a DeFi platform that combines AI-powered yield agents with gasless transaction infrastructure. ZFI is the native utility and governance token powering the ecosystem.

ZyFAI is the agentic yield layer that deploys AI agents to manage and optimize user capital across DeFi. The Zyfi Paymaster is the gas abstraction service that lets users pay transaction fees with any token.

Users can stake ZFI to receive stZFI, which grants governance voting rights and potential yield from protocol performance fees and buyback distributions. VIP stakers may also access exclusive strategies and airdrops.

ZFI is deployed on zkSync Era and Base. Users can bridge their tokens between the two chains using the official bridge.

No. Zyfai uses a self-custodial architecture, meaning users retain control of their assets while the yield agents operate on their behalf.

Yield generated by the DAO treasury wallet is used monthly to buy back ZFI tokens. A portion of those tokens may be burned, and the remainder distributed to stakers as yield.

The Zyfai DAO is governed by staked ZFI (stZFI) holders, who vote on decisions such as fee activation, reward distribution, and new strategy approvals.

The ZFI Token Generation Event (TGE) was completed in late 2024, following multiple private and public funding rounds.